Deal4Wheels

CAR FINANCEBUILD AROUND YOU!

Your dream car is closer than you think. With tailored finance options for all credit types, we'll help you drive away with confidence — even if others said no.

CheckSoft Credit Check
CheckFree Loan Approvals
CheckNo Broker Fees
CheckFCA Regulated

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YOUR CAR FINANCE

3 EASY STEPS

Apply Online

Apply online in 60 seconds

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Get Approved

Get approved & choose your car

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Drive Away

Drive away with confidence

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WHAT OUR CUSTOMERS SAY

Customer
5 stars

"Emily used our soft-check tool to get pre-approved for her first car — a 2016 Ford Fiesta. She compared HP vs PCP before settling on a no-deposit plan."

EmilyEmily
Customer
5 stars

"Ahmed was previously refused finance due to inconsistent income. With our AI affordability checks, he secured funding for a Toyota Prius in 48 hours."

AhmedAhmed
Customer
5 stars

"Daniel appreciated our upfront commission disclosure and used live chat support to understand PCP terms before financing a used BMW 3 Series."

DanielDaniel
Customer
5 stars

"Leah traded in her old Peugeot and used our “Build My Deal” journey to finance a safer SUV for school runs — all handled online."

LeahLeah
Customer
5 stars

"After months of rejection, Sandra used Deal4Wheels' soft-check tool and was matched to a Moneybarn deal — no upfront fees or pressure calls."

SandraSandra
Customer
5 stars

"Looking to lower costs and emissions, this couple financed a used Nissan Leaf with our EV-ready lender panel. Clear APR breakdown and digital signing sealed the deal."

Jay and PriyaJay and Priya

MY CAR FINANCE

EXPERIENCE

"I was declined elsewhere but got approved in 24 hours with this team. The service was amazing!"

CheckVery easy to deal withCheckHighly RecommendedCheckBrilliant Service from Start to FinishCheckSo helpful throughout the process
Sarah L.

Sarah L.

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CHOOSE YOUR CAR FINANCE
JOURNEY

I have not found my dream car

I have found my dream car

I want to refinance my car

Need vehicle for business

USE OUR CAR FINANCE

CALCULATOR

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WHY CHOOSE US?

We work with a wide panel of trusted lenders — so you get more choice, more approvals, and finance that fits.

Bad credit? Turned down elsewhere? We're built to say yes where others can't.

Contract

Very easy to deal with

Star

Highly recommended by me

Traffic Light

Brilliant service from start to finish

FAQS

Can I apply with poor credit?

Yes, we work with a range of lenders who specialize in providing car finance to customers with poor credit history. We understand that financial circumstances can change, and we're here to help you find suitable financing options regardless of your credit score.

How long does approval take?

Our approval process is typically very quick. In most cases, you can receive a decision within minutes of submitting your application. Once approved, we'll work with you to finalize the details and get you on the road as soon as possible.

Do I need a deposit?

While a deposit can help reduce your monthly payments and improve your chances of approval, it's not always required. We offer no deposit car finance options for qualified applicants. The deposit requirement depends on your individual circumstances and the lender's criteria.

Can contract workers get car finance?

Yes, contract workers can apply for car finance. We work with lenders who understand that employment patterns have changed, and many now accept applications from contract workers, freelancers, and those in the gig economy. You'll need to provide proof of regular income.

Is personal contract purchase a lease?

No, Personal Contract Purchase (PCP) is not a lease. With PCP, you have the option to purchase the vehicle at the end of the agreement by paying the optional final payment. You can also return the car or use any equity towards a new vehicle. It's more flexible than a traditional lease.

How old can a car be for PCP?

The maximum age for PCP finance varies by lender, but typically cars can be up to 8-10 years old at the start of the agreement. Some lenders may have more restrictive age limits, while others may be more flexible. The car's condition and mileage are also important factors.

TAKE THE FIRST STEP
TOWARD YOUR DREAM
CAR

Quick. Easy. No impact on your credit score.

How Can We Contact You?

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