Your dream car is closer than you think. With tailored finance options for all credit types, we'll help you drive away with confidence — even if others said no.


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"I was declined elsewhere but got approved in 24 hours with this team. The service was amazing!"
Very easy to deal with
Highly Recommended
Brilliant Service from Start to Finish
So helpful throughout the process


We work with a wide panel of trusted lenders — so you get more choice, more approvals, and finance that fits.
Bad credit? Turned down elsewhere? We're built to say yes where others can't.
Very easy to deal with
Highly recommended by me
Brilliant service from start to finish
Yes, we work with a range of lenders who specialize in providing car finance to customers with poor credit history. We understand that financial circumstances can change, and we're here to help you find suitable financing options regardless of your credit score.
Our approval process is typically very quick. In most cases, you can receive a decision within minutes of submitting your application. Once approved, we'll work with you to finalize the details and get you on the road as soon as possible.
While a deposit can help reduce your monthly payments and improve your chances of approval, it's not always required. We offer no deposit car finance options for qualified applicants. The deposit requirement depends on your individual circumstances and the lender's criteria.
Yes, contract workers can apply for car finance. We work with lenders who understand that employment patterns have changed, and many now accept applications from contract workers, freelancers, and those in the gig economy. You'll need to provide proof of regular income.
No, Personal Contract Purchase (PCP) is not a lease. With PCP, you have the option to purchase the vehicle at the end of the agreement by paying the optional final payment. You can also return the car or use any equity towards a new vehicle. It's more flexible than a traditional lease.
The maximum age for PCP finance varies by lender, but typically cars can be up to 8-10 years old at the start of the agreement. Some lenders may have more restrictive age limits, while others may be more flexible. The car's condition and mileage are also important factors.