Whether you’re a newly qualified teacher (NQT), an experienced headteacher, or a teaching assistant, Deal4Wheels provides car finance tailored to your professional stability and working patterns. We work with lenders who recognise the reliability of teacher incomes — even on term-time-only or part-time contracts.
We make it easy for UK-based educators to get approved with competitive rates, including:
PCP (Personal Contract Purchase) — Great for upgrading every few yearsHP (Hire Purchase) — Full ownership after your final paymentZero deposit — options available for qualified applicantsFixed-term contracts and part-time acceptedNewly Qualified Teachers (NQTs) — welcome“As an assistant headteacher with a 40-mile commute, I needed a practical car with great fuel economy. Deal4Wheels helped me secure a PCP deal on a Kia Sportage with no hassle and within budget.” — Raj P., Coventry
Approved on a fixed salary contractEnhanced rate for prime applicantsNo deposit requiredPrimary and secondary school teachersCollege lecturers and support staffNQTs, SEN specialists, teaching assistantsTerm-time-only or part-year educatorsMay require salary slips or proof of fixed incomeFlexible hours may affect lender criteria — we help you matchYes — many lenders accept contracts aligned with the school year, especially with a fixed annual salary.
Yes — our lenders welcome applications from newly qualified teachers with proof of employment.
Yes — subject to status, you can finance a car without an upfront payment.
Top picks include: Ford Focus, VW Golf, Toyota Corolla, Peugeot 208, and Kia Ceed.
Yes — lenders will review income and contract terms, and we’ll help you navigate the process.