Working long hours in retail? Whether you’re in a supermarket, fashion outlet, or electronics store, Deal4Wheels makes it simple to finance your next car — even if you’re on a rota, zero-hours contract, or have a mixed credit history.
We understand the realities of retail shifts, pay cycles, and seasonal contracts — and we’ve built lender partnerships to support you.
High street shops and department storesSupermarkets and convenience storesShopping centres and online retail warehousesElectrical, clothing, DIY, homeware, and food outletsCustomer service roles, delivery teams, or merchandisersAgency or temp staffPaid weekly or four-weeklyOn fixed-term or part-time contracts.We work with FCA-regulated lenders offering:
Hire Purchase (HP) — full ownership after the final paymentPCP (Personal Contract Purchase) — flexible monthly payments with return, keep, or upgrade optionsNo deposit options — start driving without saving upfrontSoft credit checks — apply without affecting your scoreBad credit car finance — including defaults, CCJs, and thin credit files“I’d just started at Primark on a 25-hour contract and needed a car to get across shifts in two locations. Deal4Wheels matched me with a no-deposit deal on a used Vauxhall Corsa. No judgement, just solutions.” — Paige J., Stock Assistant, Liverpool
HP finance with weekly income acceptedSoft check approvalDelivered within 48 hoursRetail staff with limited savings but stable incomeShift-based employees working evenings or weekendsStaff on probation, agency, or part-time workProof of earnings (bank statements or payslips) often requiredPCP plans may have mileage limits — ideal for local travelYes — lenders may use your average income from bank statements instead of a fixed contract.
We work with specialist lenders who help applicants with poor or recovering credit.
Yes — if your affordability checks out, you may qualify for a £0 deposit plan.
Yes — many of our lenders accept variable income or fixed-term roles.