If you’re working full-time and earning a regular income, you're in a strong position to secure a car finance deal. At Deal4Wheels, we help employed customers finance new and used vehicles with competitive rates, even if you’ve had credit issues in the past.
Stable monthly incomePredictable affordabilityHigher credit scores on averageLast 3 months’ payslips or bank statementsProof of address (utility bill, bank statement)UK driving licenceEmployer details (contract length if applicable)Full-time PAYE workersApplicants with 35+ hours per week contractsStable income earners wanting fixed repaymentsYour job doesn’t need to be long-term — 3+ months can be enoughSalaried or hourly workers are acceptedZero deposit may be availableMost lenders prefer at least 3 months’ employment, but some accept new starters with proof of offer.
Yes, as long as you can prove your new income and contract start date.
Not always. Many lenders offer zero deposit finance for full-time workers with stable income.
We support prime, near-prime, and subprime applicants. Your income and affordability carry more weight than your score.
