
Islamic / Halal Car Finance At Deal4Wheels, we understand that for many Muslim customers, conventional interest-based car finance isn’t suitable. That’s why we offer access to Sharia-compliant car finance options — built around transparency, fairness, and Islamic financial principles.
Whether you're looking for personal use, business use, or a family car, our halal finance options ensure you stay true to your values — while driving the vehicle you need.
Islamic car finance avoids riba (interest) by using alternative structures such as Murabaha (cost-plus-profit) or Ijara (lease-to-own):
Choose a car — new or used, via Autoloom or your preferred dealer
Lender buys the car — on your behalf
You agree to repay — in fixed instalments without interest
Ownership is transferred — to you at the end of the agreement
Muslim customers seeking Sharia-compliant finance
Buyers who want to avoid interest (riba)
Customers preferring ethical, asset-backed agreements
Customers looking for conventional PCP or HP structures with interest-based repaymentsYes — as long as the vehicle is roadworthy and approved by the lender.
No. Sharia-compliant agreements are structured to avoid interest completely.
Some agreements may require a small upfront payment. Others offer 0 deposit options.
Start with our standard application and tick the option for faith-based lending. One of our team will guide you from there.
Yes — all Islamic finance partners on our panel are fully regulated and audited.