Car Finance for Temporary Workers

Short-Term Contracts, Long-Term Drive — Car Finance That Works for You

Working through an agency, on a fixed-term contract, or in seasonal roles? At Deal4Wheels, we help temporary workers get the car finance they need — without long-term proof of employment or a traditional salary.

Car Finance Options for Temporary Workers

Our lender panel includes specialists who accept:

Zero-hour and agency contracts
Seasonal and fixed-term work
Multiple income sources
No deposit finance options
PCP and HP plans — tailored to your budget

Real Story – Luke, Contract Engineer

“I work 6-month rolling contracts, and banks kept saying no. Deal4Wheels found me a lender who accepted my agency income and approved a PCP on a Ford Focus.” — Luke G., Peterborough

Contract agency income approved
No deposit required
Approved with just 3 months of bank statements

Who’s Eligible?

Best For:

Agency nurses, teachers, warehouse staff
Hospitality and events contractors
Film/TV/freelance creatives on short-term gigs
Seasonal farm or festival workers

You’ll Need:

At least 3 months’ proof of income (bank statements or payslips)
UK driving licence
Proof of UK address
Minimum £1,000/month income (net)

FAQS

Can I get car finance on a zero-hour contract?

Yes — some lenders accept irregular hours, provided income is stable.

What if my contract ends in under 6 months?

Lenders may assess your contract history and renewal likelihood.

Do I need a guarantor or large deposit?

Not usually — we have £0 deposit options for eligible temporary workers.

Can I refinance later if I move to full-time work?

Absolutely — we can help you refinance to better terms in future.

Car Finance for Temporary Workers at Deal4Wheels