At Deal4Wheels, we’ve designed four personalised finance journeys that make car buying faster, smarter, and FCA-compliant — no matter your credit type or vehicle situation.
Our AI-powered platform uses real-time affordability checks and soft credit searches to show you finance deals from our panel of trusted UK lenders — including HP and PCP options.
Start Your Journey to Smarter Car Finance
Whatever your credit score, vehicle status, or goal — we’ll guide you to the right deal.
If you're just getting started, this is the perfect place to begin:
Set a budget with our quick finance calculatorBrowse live vehicles matched to your finance eligibility via AutoloomApply in seconds with a soft credit check (no impact on your s.core)Includes product options: HP, PCP, and no deposit options based on your profile
If you're currently paying too much — or nearing the end of your PCP — we can help:
Share your current agreement & vehicle infoLet us check for lower APR refinance or PCP balloon optionsGet pre-approval with no-obligation quoteBest for: Negative equity, settlements, or term extension
Whether you're self-employed or run a small fleet:
Choose a business-use vehicle (PHV, van, hybrid)Share your trading info and affordability data (we support Open Banking)Get quotes from FCA-regulated commercial lendersBest for: Uber, Bolt, Courier, Self-Employed, Sole Traders
