Working part-time shouldn’t limit your ability to finance a car. At Deal4Wheels, we understand that your income might be non-traditional — but still reliable. Whether you're working 16 or 30 hours per week, we offer tailored car finance solutions with flexible repayment options for part-time employees.
We work with FCA-authorised lenders that assess affordability first — not just job title. Finance options include:
Hire Purchase (HP)Zero deposit optionsPersonal Contract Purchase (PCP)Bad credit support“I work 24 hours a week across two retail jobs. No one else would finance me without a guarantor — until Deal4Wheels stepped in. I now drive a 2018 Hyundai i10 with £179/month payments.” — Sophie A., Stoke-on-Trent
24-hour contract + second incomeHP finance approved in 48 hoursSoft search, no credit impactRetail, hospitality, NHS, education support staffStudents with part-time incomeAnyone earning regular wages below 35 hours/weekAt least 3 months’ consistent incomePayslips or bank statementsFull or provisional UK driving licenceProof of addressYes, as long as you meet the affordability checks.
We can assess total income across multiple jobs — just provide income proof for both.
Yes, depending on your income and whether you have a co-applicant or guarantor.
We offer no deposit options for many part-time workers — subject to lender approval.