If your credit score is in the good range (typically 700–799), you're already ahead. At Deal4Wheels, we help good credit customers access competitive APR, low deposit options, and fast-track approvals — with finance plans from our trusted FCA-regulated lenders.
Having good credit means you’re eligible for:
Lower interest rates (starting around 9.9% APR)Access to wider vehicle rangesFlexible repayment terms (24–60 months)PCP & HP plans with optional final payments£0 deposit deals availableCustomers with 1–3 years of clean credit historyBorrowers who want flexibility with vehicle upgradesBuyers wanting better rates than typical brokers offerSome lenders may offer better deals with added depositConsider whether you want outright ownership or upgrade optionsMost lenders consider a score between 700–799 as 'good'.
Yes — our panel supports both options.
Not always. Zero-deposit finance may be available subject to affordability.
Yes — with PCP, you can upgrade after your minimum term.
Yes — good credit typically unlocks lower rates.
