
From the executive 3 Series to the family-friendly X5 or the sporty 1 Series hatchback, BMW blends luxury with performance. At Deal4Wheels, we help make your next BMW affordable with tailored finance — including options for new, used, or nearly-new models.
We offer multiple BMW finance solutions via our FCA-regulated lender panel:
Hire Purchase (HP) — fixed monthly payments, full ownership at the end
Personal Contract Purchase (PCP) — lower monthly cost with flexible balloon options
No Deposit Finance — finance your BMW without upfront cost (subject to approval)
Bad Credit BMW Finance — including options for customers with CCJs, defaults, or IVA
Drivers looking for German quality and performance
Buyers who want lower monthly payments with upgrade flexibility (PCP)
Customers upgrading from Ford/Vauxhall to premium
PCP comes with mileage limits
Higher insurance group than non-premium brands
BMW 1 Series – hatchback favourite for city driving
BMW 3 Series – ideal for families and commuters
BMW 5 Series – executive saloon with premium comfort
BMW X1 / X3 / X5 – sporty SUVs with everyday practicality
BMW i3 / i4 / iX – electric and hybrid BMW finance availableYes — we have specialist lenders who work with non-prime customers.
Absolutely. Finance available for all EV and hybrid BMWs.
Yes — use our Part Exchange Tool to get started.
Yes — subject to credit and affordability checks.
Then HP (Hire Purchase) may be better than PCP — we’ll guide you.