Just passed your test and excited to get behind the wheel? At Deal4Wheels, we help newly licensed drivers find the right finance plan to match their budget, even without a long credit history or driving experience.
We partner with lenders who support new drivers, offering:
Finance with limited or no credit historyNo guarantor options availableLow-deposit or no-deposit car financeAccess to popular first cars — Ford Fiesta, VW Polo, Toyota Yaris, Vauxhall CorsaInsurance-friendly and low-tax optionsPCP, HP, and personal loan routes available“After passing my test, I didn’t think I’d get approved without a guarantor. Deal4Wheels walked me through my options and helped me finance a low-mileage Fiat 500 with manageable monthly payments.” — Charlotte P., Birmingham
First-time buyer with soft checkNo deposit requiredQuick approval and deliveryRecently passed drivers with no or limited credit historyYoung professionals starting workStudents with part-time incomeApplicants with clean affordabilityMonthly payments may be higher due to perceived riskInsurance quotes may impact lender choiceChoosing low-risk, smaller-engine cars improves approval oddsYes. We work with lenders who consider affordability and job stability instead of score alone.
Not always — we have lenders who approve self-backed applications based on income and car type.
Ford Fiesta, Vauxhall Corsa, Toyota Yaris, Kia Picanto, VW Polo, Hyundai i10. All are low-insurance group, reliable, and ideal for finance.
In some cases, yes — but the lender may require proof of a valid UK driving licence before release.
HP gives ownership, while PCP offers lower payments and upgrade flexibility. We'll help choose.