Whether you're a self-employed tradesperson, delivery driver, or just need a larger vehicle — Deal4Wheels helps you finance new and used vans, with soft checks, £0 deposit options, and no broker fees.
Apply in Under 60 Seconds — soft check only, no credit impact.Choose Your Van — from our marketplace or any approved UK dealer.Match with a Lender — tailored to your income, credit, and business use.Sign & Drive — fully digital contracts, fast approval, and live status updates.“After my van broke down, I needed a replacement urgently for work. My credit wasn’t perfect, but Deal4Wheels sorted the finance within 48 hours. No drama — just helpful people.”— Reece M., Wolverhampton
Used van finance approved with low credit£0 depositFCA-compliant lender with no early settlement feesHire Purchase (HP) — own your van after fixed monthly paymentsPersonal Contract Purchase (PCP) — great for newer vans with flexible return or upgrade optionsBusiness Use Finance — finance under self-employed status or limited companyBad Credit Van Finance — including CCJs, defaults, and IVA-friendly lendersElectric Van Finance — ULEZ-compliant and congestion charge-exempt optionsSelf-employed or sole traders needing reliable transportConstruction, delivery, courier, mobile business operatorsBuyers seeking ownership, not leasingDrivers replacing a work van with limited depositBusiness mileage and insurance costsWhether ownership (HP) or flexibility (PCP) suits your needsRoad tax and ULEZ/CAZ impact if buying dieselYes. We work with specialist lenders who assess income, not just score.
Absolutely. We offer ULEZ-compliant electric van finance with lower running costs.
Yes, and also to sole traders and partnerships. We’ll advise on the best route.
Yes. You can use it toward your deposit with our Part Exchange Tool.
Only with PCP. HP agreements typically have no mileage cap.